Expats in Spain
Settling-in bureaucracy, overpriced contracts, documents scattered everywhere: we take care of it — in your language, with a single point of contact. Where would you like to start?
MADRID · ENGLISH, SPANISH, FRENCH
NIE, empadronamiento, social security, Cl@ve, bank account, utilities: everything you need to get started, done for you, in the right order.
Settling-In Pack Service 02Gas, electricity, telecom, insurance, banking: we audit your bills and make the changes with you, on the spot.
Savings Audit Service 03Contracts, warranties, invoices, deadlines, emergencies: the complete file of your home, built for you and kept up to date.
Home DossierService 01 — Settling in
Your first weeks in Spain follow a precise order: no NIE means no bank account, no padrón means no school enrolment, no Cl@ve means no online administration. We know the order — and the shortcuts.
Also available: driving licence exchange, consular registration, health card, school enrolment, autónomo registration.
Settling-In Pack
€690 incl. VAT
One person · Family Pack: €990 (2 adults + children's school enrolment)
Book a free callSingle procedures: €90 to €150 depending on complexity.
Service 02 — Savings
A gas tariff never renegotiated, oversized electrical power, duplicate insurance, avoidable bank fees: most expat households pay every month for contracts signed in a hurry. We review everything — and make the changes with you, on the spot.
Illustrative example — every household is different; the report details every line, before/after, with supporting documents.
Savings Audit
€99 + 15% of savings
Variable fee capped at €400 — calculated on savings identified and implemented, invoiced when the report is delivered.
Book a free callSix areas reviewed: electricity, gas, telecom, insurance, banking, subscriptions. Changes made with you, live.
Service 03 — Home Dossier
Where is the water shut-off valve? When is IBI due? How long do the building warranties run? We build the complete file of your home — emergencies, contracts, warranties, invoices, deadlines — then keep it up to date, year after year.
PAGE 1 — IN CASE OF EMERGENCY
CALENDAR — NEXT 12 MONTHS
WARRANTIES — EQUIPMENT & WORKS
TIMELINE & INVOICES
The dossier lives in your own storage (Dropbox, Drive, OneDrive) — you own it.
Home Dossier
€1,490 incl. VAT
One-off engagement, 3 to 4 weeks: collection, digitisation, filing, contract optimisation, calendar configured.
Book a free callAfterwards, documentary maintenance (€590/year) keeps it alive: filing within 48 h, deadline monitoring, annual review.
À la carte
You only need the social security number, the padrón or the digital certificate? Every procedure can be ordered on its own, at a price announced upfront. Official fees are passed on at cost.
We go for you we attend in your place, with a signed authorisation. You must attend the law requires your presence: we prepare everything and come with you, but you sign in person.
Three procedures or more: −15%. From four onwards, the Settling-In Pack (€690) usually works out cheaper — we'll tell you rather than let you overpay. Official fees passed on at cost. Travel within Madrid included. Rush jobs (under 7 days): +50%.
Why Mémoria
Every service exists because we went through it ourselves — relocation, purchase, renovation, contracts. We know the pitfalls because we've met them.
Everything is built in your own storage space. You can revoke our access at any time. No passwords stored, GDPR-compliant processing.
We take no commission from the suppliers, banks or insurers we recommend. Our only fees are yours — our advice serves one side only.
Your questions
With you. Everything is built in your own space (Dropbox, Google Drive or OneDrive): you own it and can revoke our access at any time. No passwords are ever stored in the folders — only references. Our data processing is contractually governed and GDPR-compliant.
Routine procedures, yes — with your power of attorney where required. For matters reserved to regulated professions (complex tax, legal), we work with a partner gestoría and lawyers — you keep a single point of contact.
15% of the annualised savings identified and implemented during the audit, capped at €400. The calculation is line by line in the report (rate before, rate after, supporting documents), which you approve before invoicing. If we find nothing, you only pay the €99 base fee.
Absolutely. In practice, it takes knowing the order of procedures, administrative Spanish, the regulated tariffs that don't appear in comparison sites, and keeping a filing system going over years. That time and consistency is what we sell.
That's actually where the Home Dossier delivers the most: rental contracts, mandatory certificates, invoices, remote interventions. Tell us about your situation in the call.
English or French with you, Spanish with the administrations and suppliers. That bridge is precisely what we provide.
First call — free
Tell us your situation — arrival, bills or home. You'll leave with a clear plan and a precise quote, whether you work with us or not.